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Your book, your assumptions.
Every input below is yours to change. We have set defaults we can defend, not defaults that flatter the output — and the model shows its working.
Your inputs
Share of the book that installs and stays active
Share of household policies uploaded and read
Expressed as a percentage of vaulted households
Illustrative. Set in the commercial agreement.
Annual partner commission from app-generated sales—
Active app households—
Renewal events surfaced per year—
Quotes generated—
Policies sold (renewal and cross-sell)—
Gross written premium (MAD)—
Total commission pool (MAD)—
Amanati share (MAD)—
Renewal events controlled — primary KPI—
How this calculates
Active households = book × adoption. Renewal events = active households × policies per household × vault completion. Quotes = events × engagement × quote rate. Sales = quotes × conversion, plus cross-sell attach applied to vaulted households. GWP = sales × average premium. Commission = GWP × commission rate. Amanati share is deducted from that commission pool; the partner retains the remainder.
What this model does not do
It does not model retention uplift, loss ratio improvement, or the value of premium under management — all three are material and none are yet measured on Amanati data. It also assumes a steady state rather than a ramp. Treat the output as a scale indication, not a forecast.
Disagree with an assumption?
Good. The defaults are a starting position, and the pilot is designed to replace them with measurements.